Manage Overseas Education Payments With HiWiPay money transfer app. Sending education fees abroad shouldn’t be a complicated process to remit tuition, rent, and living expense.
RBI
Compliant
Transparent
Forex Rates
Trusted by
Students & Parents
Send Money Abroad Instantly
Enter the amount to be sent
Forex Conversion
Forex Rate
85.23
Service Charges
85.23
Bank Fees
85.23
FCCT
85.23
Total Payable
85.23
*TCS will be calculated at final step
1
Register for free
Sign up on the platform with your email or phone number and verify your account
2
Enter Amount
Choose the currency and input the amount you want to send
3
Enter Recipient Details
Provide the recipient's name, bank details and sender details
4
Complete Transfer
Complete the transfer by using your preferred payment method - Net Banking, Card or UPI
Helping students and parents pay university fees abroad from India with ease
Get the best exchange rates for your money transfers
Transparent pricing with no hidden charges or unexpected fees.
Send Money with Net Banking, Debit Card, UPI and others
Bank-level encryption & security for all your money transfers.
Real-time payment tracking, right from your phone
24/7 Expert help with TCS, documentation, and KYC
Low forex rates
Get the best currency exchange rates for your international transfers, ensuring maximum value for your money.
Transfer within 24 hours
Fast and reliable! Complete your international transactions within just 24 hours.
No transfer charges
Enjoy free transfers—send money without worrying about additional costs.
Hassle free process
Experience an easy-to-use digital platform for smooth and secure payments.
One-time KYC
Easy & Quick KYC verification for hassle-free transactions forever."
Spend smart while you study or travel abroad—no hidden charges, just full control and convenience.
Skip the confusion—get matched with the best loan options tailored to your study plans, quickly and effortlessly.
Study smart, travel smarter—get expert guidance for every step of your global education journey.
Network globally, build leadership skills, and join a thriving student community with HIWIPAY
Manage Payments Anytime, Anywhere — Right from Your Phone
One time e-KYC for your abroad fund transfer
Get alert on every step on your transaction
Preview real-time forex rates before sending money abroad
Auto generated swift copy on successful transaction
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When it comes to international money transfers, tax compliance can feel overwhelming. Whether you’re sending money abroad for education, travel, investment, or medical treatment, understanding India’s tax laws on outward remittance is crucial. One such regulation is Section 206C(1G) of the Income-tax Act, 1961, which introduces Tax Collected at Source (TCS) on foreign remittances under
Key Highlights Complete Guide to Foreign Inward Remittance Certificate Introduction Understanding the foreign inward remittance certificate (FIRC) is important for anyone dealing with international payments or money transfers. This document helps with following the rules and making sure that the foreign currency coming in meets RBI guidelines. Whether you are a freelancer, a startup, or
Eligibility Criteria for SSP Scholarship There’s a certain set of criteria for every category of state scholarship. The table below outlines the prime eligibility criteria: SSP Post Matric Scholarship Applicant must be a resident of Karnataka State He/she must be from the SC/ST and OBC category. Family income should be less than INR 2,50,000 p.a. (INR 2,00,000
The most secure, reliable and cost-effective way is through RBI-compliant platforms like HiWiPay. Payments are fast, transparent, secure and fully trackable on our mobile app & web. HiWiPay offers low processing fees and competitive forex rates — all with upfront transparency.
The Liberalised Remittance Scheme (LRS) by the Reserve Bank of India (RBI) allows resident individuals to remit up to USD 250,000 per financial year (April–March) for purposes like overseas education. This includes tuition fees, living expenses, and related costs.
HiWiPay ensures all education remittances are fully compliant with RBI’s LRS guidelines and processed smoothly within the allowed limits.
At the time of payment, after you preview the total cost including TCS if applicable. HiWiPay ensure transparent costing & no hidden charges.
HiWiPay offers one of the most affordable and transparent fee structures built specifically for overseas education fees, living expenses, hostel accommodation, blocked & GIC account payment.
Digital platforms like HiWiPay are quicker than banks and agents, processing payments in 24–48 hours. Also provide a swift copy as a record of the university receiving final payment.
SWIFT is a global system banks use for secure international transactions. Works on a vast messaging network used by financial institutions to securely send and receive information such as transfer money. HiWiPay integrates with SWIFT for safe transfers.
HiWiPay makes international payments simple by automatically converting Indian Rupees (INR) to the destination country’s currency at real-time forex rates. Our platform ensures fast, secure, and fully compliant fund transfers directly to the recipient’s bank account—anywhere in the world.
Yes, HiWiPay is fully RBI-compliant and operates legally under the Liberalised Remittance Scheme (LRS) framework issued by the Reserve Bank of India. All transactions are processed through licensed Authorized Dealer (AD) banks, ensuring complete regulatory compliance for every remittance.
Click here to learn more about RBI guidelines on outward remittance.
Yes, absolutely! With HiWiPay, both students and parents can track the status of their international remittance in real time. Instant updates are sent via WhatsApp and to the registered email ID, keeping you informed at every step—from initiation to successful delivery.
Yes, students should be aware of hidden remittance charges—even if parents are making the payment. Students often research and recommend platforms, so understanding the fee structure helps avoid overpaying and ensures smarter choices. While some providers may include hidden fees or markups, HiWiPay offers 100% transparent pricing with no hidden charges, making international education payments clear, fair, and worry-free.
