Borderless
Banking for Scholars

With HiWiPay, say goodbye to the long bank queues, paperwork hassles, and high markup fees. Transfer your money safely by completing the KYC ONCE and digitally submitting the A2 Form. No need to fill everything again and again.

The cherry on top? You can do it from ANYWHERE, ANYTIME!

Recipient Gets
You Pay
Bank Fees
HiWi Fees
FCCT
Transaction Fees
₹1000 ₹0
(includes Bank Fees & FCCT )
TCS will be calculated at final step
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Faster Remittances

We provide a 48-hour window for the funds to reach the beneficiary account. However, most of our transfers take place within 24 hours.

HiWiPay is committed to enhancing the payment experience for millions of students who want to study abroad. We are backed by our next-generation payment system, which includes a proprietary global payments network and vertical-specific software. It makes the money transfer hassle-free and more streamlined.

Choose HiWiPay for Money Transfer from India to International Universities

  • Money transfer within 24-48 Hours
  • No More Tedious Forms and KYC Hassles
  • Zero Transaction Fees

How It Works?

  • Complete Your KYC
  • Select the country you want to send the money
  • Select the sender’s details
  • Click to transfer the money

Simplify Remittance: No More Tedious Forms and KYC Hassles

Forget tedious paperwork! HiWiPay simplifies remittance by eliminating the need for physical LRS/A2 forms, repetitive transactions filling, and physical copies of KYC. Set up your account once and enjoy seamless remittance without the hassle of repetitive paperwork.

Saving Thousands for Students: Transparent and Cost-Effective

Experience a fully digital international payment process from completing A2 forms, submitting KYC details, to declaring LRS all without the need for any physical documentation.

Simplify Your
Journey Abroad

Join the thousands of students worldwide who trust us to power their journeys. Don’t just survive, thrive!

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Get Education Loan With or Without Collateral

Planning to study abroad but don’t know how to deal with the loan application process? No worries. We’ve got your back by providing customized education loans to meet your requirements. At HiWiPay, we make this process easier. We ensure you get the loan you require within time, allowing you to concentrate on your studies rather than arranging the documents for loan application.

Step-by-step process to get an education loan from HiWiPay

Check Your Eligibility

Check your eligibility with HiWiPay and receive multiple loan offers.

Get Advice From Our Loan Expert

Our expert team will help you to understand the process better.

Fill Out The Form

Submit all the required documents and fill out the loan application form correctly. 

Negotiation For Best Loan Offer

Our loan experts negotiate with the loan partners to provide the best interest rates.

Reasons to Choose HiwiPay Education Loan for Abroad Studies

Here are some of the beneficiary reasons that make us stand out from others:

  • 10000+ Loan Applications Processed
  • 500+ Crore Amount Processed
  • Education Loan in Minutes
  • Streamlined process
  • Saving you time and money

Testimonials

HiWiPay Blogs

SSP Scholarship (2024): How to Apply, Last Dates & Status

Eligibility Criteria for SSP Scholarship There’s a certain set of criteria for every category of state scholarship. The table…

Overview of RBI Guidelines for Outward Remittance

RBI Guidelines for Foreign Inward Remittance If any amount is transferred from any foreign country and is received in…

MPower Finance Overseas Education Loan

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Our Partners

Frequently Asked Questions

We offer hassle-free education loans and easy money transfer services for students.

There are three basic steps to apply for an educational loan through Hiwipay: Singup, follow up and get offers.

To be eligible for an education loan through HiWiPay, you must meet the specific requirements of the partnered financial institutions. HiWiPay itself does not have any eligibility criteria, as it solely acts as a mediator between borrowers and lenders.

 

Minimal documentation and results within time make HiWiPay’s services stand out for students.

You can get an education loan for up to INR 1 Crore through HiWiPay. However, the loan amount may vary depending on the lender and your eligibility.

 

Students from anywhere in the world can apply for a HiWiPay education loan.

Institution, university, tuition, study material and living expenses are covered under an education loan.

HiWiPay offers both secured (collateral-based) and unsecured (no requirement of collateral) education loans. Our platform connects you with lenders that provide the best solution for your financial needs.

 

Through HiWiPay’s money transfer service, you can receive funds within 24hrs to 48hrs. 

FCCT and bank charges on behalf of the bank are fees associated with money transfer services.

Typically, you will need identification proof, admission letter, academic records, and financial documents. However, the exact requirements for documents vary depending on the lender and individual circumstances

No. HiWiPay can not assist you with loan repayment options after graduation. We only connect you with the lender that can provide the best solution for your education loan requirements.

HiWiPay offers both secured (collateral-based) and unsecured (no requirement of collateral) education loans. Our platform connects you with lenders that provide the best solution for your financial needs.

 

Yes, HiWiPay has a dedicated customer support for students. Our team is available to assist with any queries or concerns related to your education loan process, ensuring a smooth and hassle-free experience.

“HiWiPay is a cross border remittance platform which process all remittances through RBI-authorised partners. We also secure transfers with SWIFT APIs and use Azure Blob Service to store all our documents in encrypted format.”